The Need and Feasibility of the UN to Lead the Human Community in Creating a Digital Planet(034)
— An Open Letter to UN Secretary-General Guterres and Global Sages
7.3.2 Overview of the Economic System’s Advantages
Respected Secretary-General and Global Sages, as stated in the previous part of this letter, the world is currently in a state of turmoil and extreme instability. The crisis we face is more severe than at any other time in human history. We cry out that the wheel of human destiny has reached an unprecedented fork in the road, with the inertial momentum driving it forward at a rapid pace. Only by pooling the collective strength of all humanity to apply the brakes and change direction can we avoid falling into the abyss and soar to new heights.
Even without considering other crises, the global climate crisis alone has proven to be a daunting challenge for the United Nations, which has thus far been unable to find any hope. The efforts of other countries around the world seem to be scratching the surface. At this rate, there may be a considerable part of the earth’s surface that will become too inhospitable for human habitation before the end of this century, let alone by 2050.
At this historical crossroads of life and death for humanity, if Famland’s new economic plan can truly create a digital earth and build a new economic system to pool the collective strength of all humanity to apply the brakes and change direction, not only can we avoid falling into the abyss, but we can also usher in an unprecedented era of prosperity and glory for human society. Everyone who participates in this endeavor will become a hero of humanity. Those who sacrifice their lives, ignore personal gain, and continuously contribute to the fate of humanity throughout this process deserve the respect and commendation of all humanity, as well as the highest level of achievement awards and honors in human history.
This is the background and historical source of Famland’s new economic system, which aims to establish a “personal achievement show system” for all of humanity. This is a system, an ecological system, a distributed self-organized virtuous cycle new economic system. It is also a “belief” witnessing system and a personal achievement show system. This system has the most reliable, objective, and fair evaluation data of human society’s development. It is used to encourage and commend those who have made contributions to human progress and eliminating serious crises. These data cannot be changed, cannot be wrong, cannot be falsified, and cannot be deleted. This is based on the foundation of “algorithm trust” and blockchain-encrypted data. It ensures that our “belief” witnessing is real and reliable, and that personal achievement evaluations are real and reliable.
Respected Secretary-General and Global Sages, in the Realverse, on the material earth, it can be said that for thousands of years, humanity has been trying to build such a system. The Confucian cultural system in China is already one of the oldest personal achievement evaluation systems in the world. However, it is based on morality as its core foundation, which is constructed on the basis of Eastern culture. It is not only lacking in objectivity and difficulty in operation but also difficult to become a personal achievement evaluation system for all of humanity under different cultures and civilizations. As for capitalism, it evaluates personal achievements based on the amount of money, which, although global and easy to operate, is full of lies, fraud, violence, and evil in the dark corners of money grabbing. Such evaluations are not only unreasonable and subjective but also have brought human civilization into the abyss of moral decay.
Today, in the Metaverse, human society has the opportunity to realize a personal achievement show system for all humanity that is objective, real, easy to operate, unambiguous, without trust crises, and without moral risks. Even without considering economic factors, from a cultural perspective, this is already a historical breakthrough in human civilization.
“Everything is ready, except the east wind.” Today, as long as we have a change of mindset, there are no other factors that can stop us from trying, exploring, and seizing this historical breakthrough.
Famland, a new economic system marked by a “belief” witnessing system and a “personal achievement show system,” is quietly waiting for us by our side. With a turn, we can embrace it. At this moment, the fate of humanity is likely to undergo a stunning change, and human civilization is likely to extend and ascend to a new realm.
We are grateful to have encountered a good era, grateful for the Metaverse, the digital earth, blockchain, Web3, Famland, NFT, AI, and all these wonderful things.
7.3.2.1 Famland can better meet human spiritual needs
The construction and development of the entire new economic entity of Famland is aimed at meeting the spiritual needs of human beings. While rich and personalized spiritual goods are undoubtedly important, systematic and generalized spiritual goods are often even more important. These types of goods are more or less designed to satisfy people’s spiritual needs at three different levels. The first is social recognition and a sense of belonging; the second is social achievement and a sense of accomplishment; and finally, social honor and a sense of pride. This hierarchy is fundamentally consistent with Maslow’s hierarchy of needs. In the real world, all luxury and extravagant goods, in fact, consider these three levels of needs.
For example, take private planes. If you can afford a private plane, it means you have money. Society recognizes you as a wealthy person, giving you a sense of belonging. Generally speaking, society tends to believe that wealthy people have more achievements than poor people, giving you a sense of accomplishment. Of course, this is a bit of a stretch. As for the sense of pride, riding a private plane and attending forums or gatherings where celebrities and elites are present, some people envy and admire you, which seems to reflect a certain sense of pride. However, fundamentally, it is still a form of self-indulgence. Other luxury goods, such as Hermès bags and Patek Philippe watches, are mainly geared towards a sense of recognition, with a much lower sense of accomplishment, and little to no sense of pride.
This shows that although capitalism can measure individual achievements in terms of money, it cannot showcase individual achievements with money. One cannot simply wear their wealth on their chest or write it on their forehead. It is precisely because of this that luxury goods, extravagant products, and collectibles exist, as well as the significance of the Forbes list, the Hurun list, and the Bloomberg list.
Sense of identity, achievement, and honor are all social and spiritual needs. They differ from personalized spiritual needs such as watching TV, listening to music, reading novels, and playing games. Personalized needs can be satisfied through personalized means, while social needs can only be satisfied through social means. However, on the material Earth, humans cannot find a standardized and systematic way to satisfy these social needs. Therefore, they can only accept fragmented compensation through luxury goods, extravagant products, collectibles, high-end memberships, and various global awards and rankings.
In the metaverse, whether creating personalized spiritual products or social spiritual products, it is much easier and simpler than in the real world. Especially in meeting people’s social spiritual needs, there are social conveniences that the real world cannot imagine.
For example, in December 2021, The Merge was sold for 91.8 million US dollars on the NFT market Nifty Gateway.
In March 2021, “Everydays — The First 5000 Days” sold for $69.3 million at Christie’s auction, and in June 2021, CryptoPunk #7523 sold for $11.75 million at Sotheby’s auction. They are both NFTs. As long as these NFTs are made into personal virtual avatars, signatures, or personalized stickers in the metaverse, they can showcase their owner’s identity to the world. Moreover, it is extremely natural and harmonious, without being pretentious or exaggerated, achieving the ultimate effect of showing off without being ostentatious.
Of course, these NFTs, apart from imitating the effect of real-world luxury goods and extravagance at high prices, do not have any other connotations. Their transaction prices may also be suspected of market speculation. However, if we truly give social identity, achievement, and honor to these NFTs, the situation will be completely different. This is the “Personal Achievement Showcase System” created by Famland’s new economic system, which is fundamentally different from other digital assets and NFTs on the market.
Firstly, Famland has created a concept called “glory goods,” which integrates the connotations of identity, achievement, and honor. How to integrate them will be explained later. Furthermore, “glory goods” can be cultivated in value, which means they can be continuously upgraded. After the upgrade, the glory valueof the “glory goods” becomes even higher. This cultivation process has standards and systems, with each step recorded as data on the immutable blockchain that cannot be falsified or tampered with. The reliability, objectivity, and authority of this data cannot be questioned by anyone.
7.3.2.2 Famland’s consensus is easier to maximize
Why are those high-priced NFTs on the market suspected of market speculation? It’s because they lack a consensus value. Or, to put it another way, their consensus value comes from market consensus, which can be influenced by capital. Therefore, their consensus value is also the result of capital controlling market speculation.
Famland’s value consensus logic is completely different. This has been explained in the previous section. As shown in Figure 43, FN’s value logic is completely opposite to that of other NFTs. This is the fundamental reason why FN is easy to reach the widest social consensus. With this foundation, it is easier to understand what “Famland’s consensus is easier to maximize” means by using the operating mode of network games that people are familiar with.
In the network game market, when a new game is launched and enough players participate, the value of various props, including top-level props, can be recognized by players in a very short period of time, forming a consensus value among players in the game ecology. This is because every player knows how the value of these props is calculated and what the basis is.
For example, a “Dragon Slaying Sword” has an astonishing damage value of 50,000 points, while other swords only have a damage value of 2,000 points when upgraded to the highest level of 100, and it takes at least two months toupgrade to level 100. The original price of this “Dragon Slaying Sword” is $20,000, level 1, with a damage value of 5,000 points. Although its damage is high, it is more difficult to upgrade, and the time and resources required to upgrade each level are twice as much as for ordinary swords. Now, at level 100, it takes at least half a year and sufficient upgrade materials to upgrade. The market price of this “Dragon Slaying Sword” is now $25,000. Every player has a clear understanding of these values, which is the basis of the consensus value of this sword among players. Ultimately, they evaluate whether it is reasonable or expensive based on these values.
However, the high-priced NFTs we listed above obviously lack any measurable data.
As for Famland’s new economic system, it is itself a game ecology, and it is a blockchain game ecology. This gives us an advantage in building social consensus compared to any centralized game. For example, in the above example of the “Dragon Slaying Sword,” when players decide whether to buy it, in addition to the above numerical factors, they also need to consider whether the game team is strong and whether it will go bankrupt. Will the team later release a sword with even higher damage value, or will it release armor that counters this sword, and so on. Different people will have different considerations for these factors. Therefore, such centralized game props aredifficult to form a large-scale social consensus even within the same game ecology. However, in Famland, it is completely different.
For instance, we have planned “glory goods.” These are not other NFTs issued separately but refer to FN with a shared value of 500,000. Regardless of whose FN it is, as long as the shared value reaches 500,000, it will be automatically upgraded to show all the attributes of “glory goods.” And FN, everyone can get it for free. By pledging assets with a value of 100–500YL, FN is activated. The default shared value after activation is 500. Later, it is necessary to make significant contributions to the community to cultivate and upgrade shared value to 500,000. Shared value is actually a contribution value. Everyone is clear about this. Moreover, all the data related to crafting and cultivation are encrypted and cannot be falsified or modified, and are irrevocable and permanently stored. It can be checked globally.
This is very fair, transparent, and reasonable. No one has privileges or advantages. Everyone starts from scratch. It is clear who has made more significant contributions and who has made less. The reason why Famland’s value consensus is easier to maximize and socialize is here.
7.3.2.3 Logic of continuous value growth in Famland
In the metaverse, Famland’s new economic system, which includes the “personal achievement show system,” can better meet people’s spiritual needs. Additionally, both the “glory goods” and the “personal achievement show system” created by Famland are more likely to maximize the consensus on their value. These aspects are essential, but to achieve the infinite value economy of Famland, there must be a more critical factor, which is the continuous growth of value for both “glory goods” and the show system.
This sentence has two meanings. The first is that the market price of “glory goods” and their system should not crash. The second is that the prices should continue to rise. If these two points are achieved, the infinite value growth model of Famland’s new economy will naturally be realized. Is this difficult? It is extremely challenging in the real universe, but in the metaverse of Famland’s new economy, four words solve the problem: “Glory Credit.”
The legal holder of “glory goods” can directly mortgage them to the Famland stability pool to obtain YL funds that correspond to the level of the “glory goods” without verification or approval. In other words, “glory goods” can be used as collateral for loans. Different levels of “glory goods” have corresponding maximum loan amounts. Within the limit, borrowers can obtain low-interest loans directly.
Therefore, the maximum loan amount of this level of “glory goods” is the market price guarantee of this item. If the market price of this “glory goods” is lower than the loan amount, why sell it? It is better to directly mortgage it to obtain the same amount of funds while retaining all the rights and honors of the “glory goods.”
Moreover, once the loan amount of “glory goods” is determined, the cost of creating such a level of “glory goods” in the market will quickly approach this loan amount. For example, the maximum loan amount for an entry-level “glory goods” is $500,000. As soon as this amount is announced, the cost of creating an entry-level “glory goods” in the market will quickly approach $500,000. If the cost is close to the loan amount, unless there is an extremely special situation, the “glory goods” will not crash on a large scale. We will analyze in detail why the cost price will quickly approach the loan amount later.
At this point, the core structure and operation mechanism of Famland’s new economy are basically clear. Let us summarize it briefly:
In the metaverse digital earth, everyone’s “private territory” FN starts from zero without exception. Therefore, creating high-level FNs as “glory goods” is easy to form the most extensive community consensus because everyone understands how to upgrade step by step. Furthermore, “Glory Credit” can not only objectively establish the market’s bottom price for “glory goods,” but also demonstrate the development direction for all FNs in the market. Creating an “glory goods” for oneself, developing it into a high-level “glory goods,” and achieving financial freedom through “Glory Credit” is the true meaning of gaining both reputation and fortune. YL released by “Glory Credit” will be used for various aspects of people’s life, study, health, and mainly for developing higher-level “glory goods” to achieve greater financial freedom and social honor. This will be a sustainable development economic ecosystem that rises in a continuous loop. The increasing spiritual needs of humanity, higher-level “glory goods,” rising cost of creating higher-level “glory goods,” rising market value of “glory goods,” and increasing total economic value will support the continuous production of YL. The continuously produced YL will further support the creation of higher-level “glory goods” with higher costs, forming a virtuous cycle of sustainable development for the new economy.
Thus, Famland’s new economy can indeed print unlimited money (YL), and this money can genuinely help the United Nations, humanity, and the earth achieve self-rescue. Due to the higher value of “glory goods” that carry and consume them, YL will not depreciate, cause inflation, or lead to economic crises. This is the infinite wealth value model of the new economy, which objectively exists as a possibility. Even if there are various unknown obstacles and problems, this distributed self-organizing economic ecosystem that can self-adjust, self-organize, self-correct, and self-evolve will eventually overcome and perfect them. Perhaps this is the ultimate destiny of human society in creating and utilizing wealth value.
(To be continued)
The English translation is mainly done by AI and is inevitably not accurate enough. Please refer to the original Chinese text below for a more accurate understanding.
联合国引领人类社会打造数字地球的必要性和可行性（034）
— — 致联合国秘书长古特雷斯及全球贤达的公开信
7.3.2 经济体运作优势概述
尊敬的秘书长及各位全球贤达。本信最开始，就在上篇中指出，当今世界风雨飘摇，极不安宁。面临的危机局面，比人类历史上任何时候都要更加严峻。我们惊呼：“人类的命运之轮，已经驶到了这个亘古未有的分叉口边缘，惯性驱动着车轮还在迅猛向前。唯有凝聚全人类共同之力量进行大刹车和大转向，才能避免跌落深渊，并重上云霄。”因为，还不要说其它危机了，仅仅就是一个全球气候危机。联合国用尽九牛二虎之力，至今依然看不到任何希望。至于其它世界各国的努力，感觉更是隔靴搔痒。这样下去，不要说到本世纪末了。恐怕还不到2050年，地球上就会有相当大的一部分区域，环境恶化到不适合人类生存了。
在这个人类生死存亡的历史关口，如果Famland新经济方案，真的能够通过打造数字地球，构建新经济体，凝聚全人类的共同力量，进行大刹车和大转向。不仅能避免跌落深渊，还能让人类社会进入一个前所未有的繁荣和辉煌时代。那么，所有参与到这一事业中的人，就都成了人类的英雄。而那些在这个过程中，舍生忘死，不计较个人眼前利益，自始至终都在为人类命运不断付出的人。当然就更值得获得全人类的尊重和褒奖，更值得获得人类社会迄今为止，最高级别的成就奖和荣誉奖。
这就是Famland新经济体，要打造一个全球人类“个人成就彰显系统”的时代背景和历史渊源。这是一个体系，一个生态体系，一个分布式自组织良性循环新经济体系。也是“信”的见证体系，个人成就彰显体系。这个体系中有着人类社会发展至今，最可靠、最客观、最公正的评判数据。来鼓励和褒奖对人类进步事业，对消除人类严重危机做出过贡献的人。这些数据不可更改、不会出错，无法作假，更无法删除。这就是建立在“算法信任”基础上的区块链加密数据。它能确保我们“信”的见证真实可靠，个人成就评判真实可靠。
尊敬的秘书长，尊敬的各位贤达。在实宇宙中，在物质地球上。可以说，几千年来，人类一直想构建这样的系统。中国的儒家文化体系，已经算得上这个世界上最古老的个人成就评估系统了。但它以道德作为核心依据，而这种道德又构建在东方文化基础上，不仅缺乏客观性、不易操作，更难以成为不同文化、不同文明下全人类的个人成就评估体系。至于资本主义，用金钱的多少来评估个人成就。虽然具有全球性和易操作性。可攫取金钱的暗道中，充满谎言、欺诈、暴力和邪恶。这样的评估不合理、不客观也就罢了。更可怕的是，它将人类文明带入了道德沦丧的深渊。而今天，在元宇宙中，人类社会第一次有这么近在咫尺的机会，去实现一个客观、真实，易操作、无歧义，没有信任危机、没有道德风险的全人类“个人成就彰显系统”。放开经济因素不说，仅仅从文化角度来看，这已经是人类文明的一个历史性突破了。
“万事俱备，只欠东风”，今天，只要我们认知一转变，就没有任何其他因素能阻挡我们去尝试、去探索、去把握这个历史性的突破。
Famland，一个以“信”的见证体系、以“个人成就彰显体系”为标识的新经济体，就在我们身旁静静等候着。转个身，就可以拥抱她。而人类的命运，也极可能在这一刻发生惊人的改变，人类的文明也极可能从此朝向一个新的境界去延展、去升华。
感恩我们遇上了一个好时代，感恩这个时代有元宇宙，有数字地球，有区块链、Web3、Famland、NFT、AI…… 这一切美好的事物。
7.3.2.1 Famland能更充分满足人类精神需求
整个Famland新经济体的建设和发展，都是为了满足人类的精神需求。丰富的、个性化的精神商品自然重要，可是，系统性的、共性化的精神商品，往往更重要。这类商品或多或少都在考虑，如何从三个层级去满足人们的精神需求。首先是社会认同，认同感；其次是社会成就，成就感；最后是社会荣誉，荣誉感。这种层级，与马斯洛需求层次论也是基本吻合的。现实世界中，所有的奢侈品和奢华品，其实都有这三个层面的考量。
就以私人飞机为例。买得起私人飞机，说明你有钱。社会认同你是个有钱人，认同感有了。一般情况下，社会倾向于认为富人比穷人更有成就。成就感也算有了。当然，很勉强。至于荣誉感，乘坐私人飞机，出席一些名流大佬云集的论坛或聚会，有人羡慕、有人向往，似乎也体现了一定的荣誉感。只不过本质上，依然是一种自嗨。而其它奢侈品，像爱马仕包、百达翡丽表等，都是以认同感为主，成就感就差多了，至于荣誉感基本就谈不上了。
这说明，资本主义虽然可以用金钱来衡量个人成就。但是，它无法用金钱来彰显个人成就。总不能把我有多少钱挂在胸前，或者写在脑门上吧。正因为如此，才有奢侈品、奢华品，以及收藏品存在的意义，才有福布斯排行榜、胡润排行榜、彭博排行榜存在的意义。
认同感、成就感和荣誉感，是一种社会性精神需求。它与看电视、听音乐、读小说、玩游戏这类个性化精神需求不同。个性化需求，可以用个性化方式满足。而社会化需求，只能用社会化方式来满足。可在物质地球上，人类无论如何也找不到这种有标准、成系统的社会化满足方式。因此，只能接受以奢华品、奢侈品、收藏品、高端会籍，以及各种全球奖、各种排行榜来作碎片化弥补。
而在元宇宙中，无论创造个性化精神商品，还是社会化精神商品。相比于现实世界，都容易得多，也简单得多了。尤其在满足人们社会化精神需求方面，更有着现实社会无法想象的社会化便利。
譬如，2021 年 12 月在 NFT 市场 Nifty Gateway 上以9180 万美元成交的The Merge。
2021 年 3 月在佳士得拍卖会上以 6,930 万美元成交的《Everydays — The First 5000 Days》。
以及2021 年 6 月，在苏富比拍卖会上以 1,175 万美元的价格成交的CryptoPunk #7523。都是NFT。只要将这些NFT制作成元宇宙中的个人虚拟头像，或个人签名，或个性化贴纸，就可以向全世界彰显其拥有者身份。而且，不做作、不夸张，极其自然、极其和谐。即达到了极致显摆的效果，可又不露声色、不着痕迹。
当然，这些NFT除了以高昂的价格，模仿了现实社会奢侈品和奢华品的效应外，并没有其它内涵。其成交价，也逃脱不了市场炒作的嫌疑。但是，如果我们在这NFT上，真正赋予了实实在在的社会认同感、成就感和荣誉感。那情况就完全不同了。这就是Famland新经济体打造的“个人成就彰显系统”，与市场上那些数字资产、NFT在本质上的区别。
首先，Famland创造了一个名为“荣耀品”的概念。“荣耀品”融合的正是认同感、成就感和荣誉感的内涵。怎么融合，后面会介绍。进一步，“荣耀品”可以价值养成，也就是说，可以不断升级。升级后，“荣耀品”的荣耀值又更高了。这个养成过程，有标准、成系统，每一步都有数据记录，而且是不可作假、无法篡改的链上数据。这些数据的可靠性、客观性和权威性，任何人都无法质疑。
7.3.2.2 Famland的共识更容易最大化
为什么说市场上那些高价NFT，逃脱不了市场炒作的嫌疑。因为它们都缺乏价值共识。或者说，它们的价值共识来自于市场共识，而市场共识又能为资本所左右。因此，它们的价值共识也是资本操控市场炒作的结果。
Famland的价值共识逻辑完全不是这样。这一点，在中篇就已经阐述过了。图43也在前面发布过。如图所示，FN与其它NFT的价值逻辑完全相反。这就是FN容易达成最广泛社会共识的根本。有了这个基础，再借助人们熟知的网络游戏的运营模式。就比较容易理解“FN的共识更容易最大化”指的什么了。
网络游戏市场中，一款新游戏推出，只要玩家人数足够多。其中各种道具的价值，包括顶级道具的价值，都能在极短时间内获得玩家认可，形成游戏生态内玩家的价值共识。这是因为这里面每一个玩家都清楚，这个道具的价值是怎么来的，依据是什么。
比如一把“屠龙刀”，它的伤害值是惊人的5万点。而其他刀升到最高100级也只有2000点伤害，升到100级至少要花2个月时间。这把“屠龙刀”原始价就是2万美元，1级，5000伤害值。它的伤害高，可是升级更困难，每升1级所耗费的时间比普通刀高两倍。现在这100级，最少要花半年时间，还要各种升级材料充分。这把“屠龙刀”现在的市场价为2.5万美元。这些数值，每一个玩家心中都有底。这就是玩家们对这把刀价值共识的基础。最终，他们认为这合理，还是贵。就是根据这些数值来衡量的。
而我们上面列举的那些高价NFT，显然没有任何衡量数据。
至于Famland新经济体，它本身就是一个游戏生态，而且是区块链游戏生态。这就使得我们在构建社会化共识方面，比任何中心化游戏更具优势。比如，上面打比方的这把“屠龙刀”，玩家在决定是否购买时，除了上述数值因素外。还要考虑，这个游戏团队实力是否强大，会不会倒闭。团队后期会不会推出伤害值更高的刀来。或者，会不会推出克制这把刀的盔甲来。等等。所有这些因素，不同人会有不同考虑。所以，这类中心化游戏道具，即使在同一个游戏生态中，也很难形成大的社会化共识。而在Famland中，就完全不同了。
比如，我们规划的“荣耀品”。并不是另外发行的其它NFT，而就是共享值达到了50万的FN。无论是谁的FN，只要共享值达到50万。就会立即自动升级，呈现出“荣耀品”的所有属性。而FN呢，所有人都是免费领取的。质押价值100–500YL的资产，FN就被激活了。激活后默认的共享值是500。后面要养成、要升级到50万，是必须为社区做出巨大贡献的。共享值，其实就是贡献值。对此，所有人都清楚。而且，这些打造数据、养成数据全部属于加密数据，无法作假、无法修改，不可撤销、永久存在。全球可查。
这就非常公平、非常透明、非常合理了。没有人有特权，没有人有优惠。都是从零起步。谁的贡献大，谁的贡献小，一目了然。Famland的价值共识更容易最大化、更容易社会化，道理也就在这里。
7.3.2.3 Famland实现价值持续增长的逻辑
在元宇宙中，Famland新经济体的“个人成就彰显系统”，能够更充分的满足人们的精神需求。同时，Famland打造的无论是“荣耀品”，还是“个人成就彰显系统”，都更容易让价值共识最大化。这些，都重要。但是，Famland无限价值经济体要能实现，还必须要有一个更关键的因素。那就是，无论是“荣耀品”，还是“个人成就彰显系统”，都需要实现价值的持续增长。
这句话有两重含义。第一重，就是“荣耀品”及其系统的市场价格不能崩盘。第二重，不仅价格不能崩盘，还要能持续上涨。这两点做到了，Famland新经济体的无限价值增长模式，就自然实现了。这很难吗。在实宇宙中，难到极点。而在元宇宙Famland新经济体中，四个字就解决了：“荣耀信贷”。
“荣耀品”的合法持有人，无需审核、无需批准，可以直接将“荣耀品”抵押到Famland稳定池中，获得那个级别“荣耀品”能贷出的YL资金。简单说，就是“荣耀品”能抵押贷款。不同等级的“荣耀品”，都有相对应的最高贷款额度。在额度范围内，可以直接贷款，而且是低息贷款。
于是乎，这个级别“荣耀品”的最高贷款额度，就是这件“荣耀品”的保底市场价。如果这件“荣耀品”的市场价低于了贷款额， 那为什么还要出售呢？直接抵押获得了同样数额的资金，还保留了“荣耀品”的各种权益和荣誉。
不仅如此，当“荣耀品”的贷款额度被确定后。很快，市场上打造一件这种级别“荣耀品”的成本，也就很接近这个贷款额度了。比如，一件入门级“荣耀品”的最高贷款额度是50万美元。当这个额度一公布，很快，市场上打造一件入门级“荣耀品”的成本，就会迅速接近50万美元。如果打造成本都接近了这个贷款额度。那么，除非发生极其特殊的意外情况。否则，“荣耀品”大范围崩盘，几乎没有任何可能性。至于为什么成本价会迅速接近贷款额，后面我们有详细分析。
到这一步，Famland新经济体的核心结构和运作机制，基本都清楚了。我们最后再简单归纳一下：
元宇宙数字地球中，每个人的“私域领土”FN，最初都是从0起步。没有特殊、没有例外。于是，将高等级的FN打造成“荣耀品”，容易形成最广泛的社区共识。因为，每个人都明白，这一级一级是怎么升上来的。要消耗多少时间、精力和金钱。接下来，“荣誉信贷”不仅能客观形成“荣耀品”的市场保底价，更对市场上所有FN的养成方向起到示范效应。将自己的FN养成“荣耀品”，通过“荣誉信贷”实现财富自由，是真正意义上的名利双收。“荣誉信贷”释放的YL，除了少部分用于人们生活、学习、健康等各个方面，大部分会依然用于养成更高等级的“荣耀品”，以获得更大程度的财富自由和社会荣耀。这将是一个不断循环上升的可持续发展经济生态。不断上升的人类精神需求、不断上升的高等级“荣耀品”，不断上升的高等级“荣耀品”打造成本，不断上升的“荣耀品”保底市场价，不断上升的经济体总市值，支撑着不断产出的YL。而不断产出的YL，又进一步支撑“荣耀品”更高昂的打造成本，进一步打造出更高等级“荣耀品”……这是一种良性循环、可持续发展新经济。
于是，Famland新经济体确实可以印出用不完的钱（YL），这些钱又确实能帮助联合国、人类及地球实现自救。而这么多的钱，由于有价值更高的“荣耀品”承载和消耗它们。所以，YL也确实不会贬值、不会引发通货膨胀、不会造成经济危机……这就是新经济的无限财富价值模型。至少，这种可能性客观存在。即使还有种种未知障碍和问题，这种自磨合、自协调、自组织、自修正、自进化的分布式自组织经济生态，也迟早会克服并完善它们。或许，这才是人类社会在财富价值创造和利用方面的终极命运。
（未完待续）
